What Is An ISO In Credit Card Payment Processing?

ISO in the credit card payment processing industry stands for Independent Sales Organization. An ISO is a merchant service provider that works with one or more acquirers to resell payment processing technology and services.

Check out our post: What Is An ISO Agent Program?

An ISO is a third-party payment processor between the credit card processor or financial institutions and the merchant. ISOs work with merchants to provide them with the equipment, software, and services necessary to process credit card payments.

They also handle the application process, underwriting, and ongoing customer support for the merchant.

ISOs can offer a wide range of credit card processing services to merchants, including point of sale (POS) systems, payment gateways, mobile payments, and online payments.

They can also provide additional services such as chargeback management, fraud protection, and reporting and analytics.

One of the main advantages of working with an ISO is the flexibility it provides. ISOs work with a variety of credit card processors and banks, allowing business owners to choose the one that best suits their needs. Additionally, ISOs can offer customized solutions for businesses of all sizes, and different business types, from small startups to large corporations.

Another advantage of working with an ISO is the cost savings it can provide.

Because ISOs have established relationships with credit card processors and banks, they can negotiate better rates and fees on behalf of their clients. This can result in significant savings for merchants, particularly those processing a large volume of transactions.

ISOs play an important role in the payments industry by providing merchants with a range of services and solutions to help them process payments efficiently and effectively. By working with an ISO, merchants can save time and money while also ensuring that they are offering their customers a reliable and secure payment processing experience.

Want to Be a Leader in the Payment Industry?

If you’re looking for an ISO Agent program that can offer you innovative payment processing services, join the Electronic Merchant Systems ISO Agent Program.

We are wholly invested in helping our Agent community be successful.

One of the ways we’ve done this is through our fast approval process. Now you can sign merchants up in ten minutes. This allows you to onboard merchants quickly, enabling you to handle more merchant accounts.

Another way we help our Agents be successful is with our sponsor banks. We have developed relationships with five sponsor banks. This allows our Agents to do business with a wide range of businesses. Everything from card not present, to brick-and-mortar merchant clients, our Agents can approach with confidence.

If you’re ready to take the next step, contact us today to join the Best ISO Program In The Credit Card Processing Industry!